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You are here: Home / Archives for Life insurance horror stories

Life insurance horror stories

Life Insurance Council launches insurance industry’s first joint awareness campaign ‘Sabse Pehle Life Insurance’

December 6, 2019 by

Life Insurance Council has announced the launch of Indian insurance industry’s first joint awareness campaign titled 'Sabse Pehle Life Insurance', stressing upon the need for life insurance. The campaign is being launched through a 360-degree approach with use of both conventional and digital mediums, with simple, but very clear messaging through interesting advertisements, which will be adapted in 11 languages for a nationwide appeal. The advertisement showcases how we instinctively adopt protection through safety behaviours in our daily routine and how buying a life insurance cover is a natural extension of such behaviour to safeguard our financial needs. SN Bhattacharya, secretary, Life Insurance Council, said, “There is a need to make all Indians aware of the fundamental need of life insurance. Many a times Indians buy life insurance for peripheral benefits, without really understanding why it is imperative in our lives. We hope the larger Indian population will … [Read more...] about Life Insurance Council launches insurance industry’s first joint awareness campaign ‘Sabse Pehle Life Insurance’

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Panchkula man duped of Rs 31.35 lakh on pretext of receiving life insurance scheme refund

December 7, 2019 by

        Two men and their agents have been bookedfor allegedly duping a 49-year-old man of Rs 31.35 lakh on the pretext of refunding money related to a life insurance scheme by misrepresenting themselves. Complainant Ravindra Rote, a resident of Sector 20, Panchkula, told police that he has been working as the vice-president with Vi-John Company since 2011 and it was in June 2013 when he received a call from a person who introduced himself as an employee of Reliance Life Insurance Company Limited, Delhi.The complainant told the police that the policy taken by him had a premium plan of one year, however, after receiving the related documents, it was learnt that the premium was to be paid for five years. Rote called the representative concerned, raising his objection to pay the premium amount. The man demanded two cheques of Rs 25,000 each in order to receive back the refund money along with the cheque amount. Following this, the complainant again received two … [Read more...] about Panchkula man duped of Rs 31.35 lakh on pretext of receiving life insurance scheme refund

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Woman Claims ‘American Horror Story’ Motivated Her to Murder Grandfather

October 19, 2017 by

By Allison Schonter - October 19, 2017 05:56 pm EDT Share 0 Comments 0 A 20-year-old Australian woman has pleaded guilty to stabbing her grandfather to death in a crime that she states was inspired by hit horror TV series American Horror Story. Inside Edition reports Brittany Jane Dwyer, then 19, is reported to have travelled to Adelaide, Australia with friend Bernadette Burns where she fatally stabbed 81-year-old Robert Whitwell. Up Next: Pastor Who Blamed Wife's Stabbing Death on Cough Medicine Revealed to Have Slashed Her More Than a Hundred Times "The motivation is obviously robbery of money from Mr. Whitwell but it seems to be, to a certain extent, motivated by a TV program called American Horror Story,” her attorney told a judge Wednesday at a pre-trial hearing. “The popular series explores humankind’s capacity for evil and general obsession with crime and murder.” Dwyer and Burns are believed to have traveled to Whitwell’s … [Read more...] about Woman Claims ‘American Horror Story’ Motivated Her to Murder Grandfather

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PVI Insurance and Swiss Life Network sign co-operation agreement

December 7, 2019 by

Michael Hansen, director general of Swiss Life Network announced at the signing ceremony with PVI that the Pool Network has 4 million clients globally with a total premium amounting to CHF19.2 billion ($14.44 billion). PVI Insurance and Swiss Life Network announce the co-operation agreement Duong Thanh Danh, vice chairman of the board of PVI, expressed strong belief that PVI Insurance will learn and improve its service quality to both corporate and individuals clients and catch up to the international standards of Swiss Life, which has more than 160 years of experience in servicing more than 520 multinationals companies. PVI Insurance is now the second-largest insurer in terms of revenue and market share in the Vietnamese non-life insurance market, but PVI Insurance ranks first in profit as well as customer service through two specialised customer service offices that carry out claim services and direct billing for clients in Hanoi and Ho Chi Minh City. Danh believed that PVI … [Read more...] about PVI Insurance and Swiss Life Network sign co-operation agreement

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Insurers’ NCD exposure in DHFL will be written-off: IRDAI Chairman Subhash Chandra Khuntia

December 6, 2019 by

The exposure of insurance companies to the non-convertible debentures (NCDs) of debt-ridden Dewan Housing Finance (DHFL) will be written off using due process, said the Insurance Regulatory and Development Authority of India (IRDAI) Chairman Subhash Chandra Khuntia.While the exact figure is not publicly available, it is estimated that insurers have around Rs 50-70 crore worth DHFL NCDs. But the identity of these insurers is not known. A structured process of writing the exposure down will be followed in due course.Speaking on the sidelines of an Assocham event on December 6, Khuntia said that the insurance subsidiaries of DHFL have adequate solvency and that there is no cause for concern.Close According to the public documents of DHFL Pramerica Life Insurance, the solvency margin at the end of Q2FY20 stood at 338 percent while that of DHFL General Insurance stood at 230 percent. Regulatory requirement for solvency is 150 percent. related news CIL eases norms for coal … [Read more...] about Insurers’ NCD exposure in DHFL will be written-off: IRDAI Chairman Subhash Chandra Khuntia

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What is a term insurance policy?

July 1, 2019 by

1. Term insurance is a pure insurance policy without any savings or investment component. 2. It has the lowest premium as compared to other life insurance policies. It provides a death cover with no survival benefits. 3. The beneficiary receives the sum assured only if the insured dies within the policy period. The proceeds are tax-free in the hands of the beneficiary. 4. Term insurance is an ideal risk cover specially at the beginning of ones’ career till a large enough asset base is created. 5. In case of non-payment of premium within the stipulated period, the policy lapses without acquiring a paid-up value as there is no savings/investment component. (The content on this page is courtesy Centre for Investment Education and Learning (CIEL). Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.) … [Read more...] about What is a term insurance policy?

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