Car insurance policies are necessary for every driver - particularly for young drivers. Motor accidents can happen to any one, irrespective of the expertise and experience of the driver. Sometimes accidents can happen because of the fault of others. However, it has been observed that young drivers tend to cause more accidents than the seasoned drivers do. It may be because of the lack of experience or it may be because of the so-called exuberance of youth. Some of the young people tend to drive fast, without thinking much about the consequences. This is reflected in the higher value of car insurance quotes for young drivers.Insurance companies go by a general rule: the higher the risk, the higher will be the premium. They reason that the premium amount should go up if the chances of paying the compensation are higher. As a result, young drivers have to pay more amount as premium, as insurance companies rightly or wrongly consider young people as more accident prone than others. The … [Read more...] about Teenage Car Insurance – Why It’s So Costly!
19 year old car insurance quotes
CAR insurance firms charge Brits around £63 more a year than foreign-born drivers, a Sun investigation has found. Last week, the Financial Conduct Authority launched a probe into the insurance industry, partly looking into whether insurers “discriminate” against some minorities. Our research found insurers tend to charge British-born drivers more for their insurance than drivers who only moved to the UK as adults. Most insurers charge higher premiums if a driver holds a foreign licence or has not held a UK licence for long. But foreign-born drivers who have held a full UK licence for 10 years are typically charged an average of £62 less than a British-born driver who has held their licence for the same amount of time. Consumer rights expert Martyn James said: “Insurance companies often hide behind 'confidentiality' when talking about their premiums. “But if the evidence shows drivers are being penalised because of British birth certificates then they … [Read more...] about Car insurers charge Brit drivers £63 MORE than those born abroad, Sun investigation finds
The dichotomous debate over which sex is better behind the wheel has raged throughout history. And, whilst men vehemently claim they are the more competent drivers, women equally believe it is themselves who hold poll position.There have been various studies hoping to conclusively end the men versus women argument, but the results often reveal a mixed picture. According to the car insurance industry, however, it seems that women are in fact 'superior' drivers, with many insurance companies offering women cheaper deals.Indeed, the cost you are quoted for your car insurance is calculated based on the risk you pose. As a result, companies take into account such factors as age, the make and model of your car, your annual mileage, as well as your gender. And, based on these features, women are seen as less of a risk than men.This can be attributed to the fact that, statistically, women make fewer and less expensive claims than men. For instance, it was found in a recent study that for women … [Read more...] about Who Takes ‘Poll’ Position When it Comes to Car Insurance?
Young driver car insurance is something that most teenagers and young adults should have but what are the best ways for you to lower your monthly payments to a level that is best manageable so that you can afford to drive your car and still afford to buy your first car insurance policy? This is a lot for someone to think about is specially with her 19 years old, paying their way through college and also trying to juggle payments for a new car and getting their automobile insured. When trying to get a great auto insurance policy at the lowest price possible there are a few factors that one would need to take into consideration.The first thing you should consider when getting the car insurance is what type of car you have or what kind of car do you want to buy. We all know that 19 year olds want the flashiest, fastest and the sexiest cars that are out on the market. This is especially true if you are a teenage male trying to impress the ladies, but remember, with a flashy car that has … [Read more...] about Young Driver Car Insurance – What Type of Car Insurance Policy is Best For Young Drivers?
The Financial Regulator has identified huge differences between premiums being charged by a number of insurance companies after carrying out a survey.Of the quotations wanted as part of the research for a range of driver profiles, disparities of as much as EUR1,800 were discovered between the cheapest and the most expensive insurance companies.Insurance experts have concluded that the evidence provided highlights the need for people to shop around thoroughly for the best value deals and the correct policy before committing to one insurance company.Although driver's car insurance showed the greatest difference, older motorists also faced wide distinctions in the premiums they could be offered.Novice drivers and those under the age of 25 years old usually face higher insurance premiums because this is the age group that is involved in the most number of car accidents in Ireland. The Financial Regulator research, which compared driver profiles from a number of Ireland's cities, showed a … [Read more...] about Young Driver Car Insurance is Where the Largest Savings Can Be Seen
AN OUTRAGED teen motorist has slammed Aviva for offering her a car insurance quote of £11,500-a-year - SIX TIMES the value of her vehicle.Naomi Bowler, 19, previously insured her factory standard 2007 Peugeot 206 using a black box at a cost of £96-a-month.Naomi, who has no claims and says she parks her car outside her home in a quiet area, applied for Aviva insurance after the firm was recommended by a family friend.The mental health support worker, who earns £1,400 a month after tax, says their quote would eat up most of her wages and equated to 10 monthly payments of £1,107.72 and a deposit of £1,923.66.The teen claims she could buy a new car each month for the same money, since her Peugeot was only £1,700 when she bought it last November.Naomi, from Folkstone, Kent, said: "I was absolutely disgusted when I saw the figure. I just couldn't believe it."I was expecting it to be quite high because I have only been driving since last December, but I thought … [Read more...] about Teen driver stunned to be given car insurance quote of £11,500 a year by Aviva for her Peugeot 206