money

Women are more financially responsible than men, according to a new poll.  It found men spend more money on impulse purchases (£65 compared to £54/month), while women are more likely to set a budget and stick to it. The majority of female respondents considered themselves to be risk-averse with their money, compared to 41 percent of males. We’ll tell you what’s true. You can form your own view. From 15p €0.18 $0.18 USD 0.27 a day, more exclusives, analysis and extras. Subscribe now Women were also more likely to know exactly how much money they have in their current and savings accounts. While females are seen as better money managers, they are more likely to consider themselves to be impulsive with their spending, although they part with less cash on these buys than men. “Money management is extremely important, and people should be looking for ways to make their funds go further,” said Iqbal V Gandham, UK managing … [Read more...] about Women are ‘more’ financially responsible than men

Straight from your couch. Photo-Illustration: by Stevie Remsberg; Photo by Silver Screen Collection / Getty Images According to a 2018 survey conducted by Bankrate, more than half of millennials are figuring out how to make money at home by embracing a side hustle — also known as extra cash to help pay off debt. If you’ve got a flexible schedule, “side hustles can be a great way to achieve a financial goal,” says Shannah Compton Game, MBA, a certified financial planner and host of the Millennial Money podcast. Whether you’re trying to pay off student loans, save for a house, or just make rent, she recommends determining exactly where your additional income will go before you start getting it. But don’t sell yourself short. The Bankrate survey found that men are making nearly three times more than women from their side hustles. While men were found to have side jobs more frequently than women, Game says women also tend to be more conservative when … [Read more...] about Side Hustles and Ways to Make Money at Home

When I bought a laptop from PC World in 2013, I was urged to take out an extended warranty billed “Whatever Happens Club – No Lemons”. This entitled me to three repairs and, if a fourth was needed, a voucher for a new laptop. The device needed its first repair in 2016 and has not worked properly since. Five months ago it became unusable and, in that time, four further repairs failed to fix it. The last attempt took over 28 days and I had to chase 11 times for updates. I was promised a voucher to replace it but when it didn’t arrive I was told that my request had been turned down and that I would have to accept the delayed repair. I’ve paid well over the price of a new laptop for a plan which does not honour the agreement. CE, London Currys PC World’s Knowhow service is familiar in this column because of its botched attempts to deliver, install or repair electrical items – 87% of reviewers on Trustpilot rate it as bad and many tell a similar … [Read more...] about PC World’s warranty was a real lemon

When the temperature rises we can change wardrobes before soaking up the sun. Sadly, that's not an option for our four-legged friends - with the best we can normally manage to help them out being a bowl of water and some shade. Which is why it's excellent news that you can now pick up a fun, pet-cooling mat for just £4.99 a B&M. "The mat automatically cools when your pet sits on it, helping to keep them cool and comfortable in hot weather," B&M explains on its website . The mats are available with watermelon, kiwi and orange designs - and are 60cm in diameter. B&M points out the mats can also be used to help with allergies, heat stroke, skin conditions and post-surgery. Although there is a warning - B&M recommends frequent checks for signs of wear and tear and if damage is spotted you need to stop using it. And if your pet pooch is more of a sun lover, B&M has something for you too. With users of the Extreme Couponing and Bargains Facebook group … [Read more...] about Brilliant pet cooling mats on sale at B&M for less than a fiver

The costs of climate change on the planet and its animal inhabitants are well documented. The costs on the inhabitants of those countries most susceptible to changing weather are also well known.  The longer-term costs to the wellbeing of all life on Earth are alarming to think about and appear to be finally focusing the minds of at least some politicians and business leaders. In the meantime, climate change has had and continues to have an impact on the finances of people in Britain, despite it often seeming as if we are shielded from the worst effects of a warming planet. We’ll tell you what’s true. You can form your own view. From 15p €0.18 $0.18 USD 0.27 a day, more exclusives, analysis and extras. Subscribe now From insurance to taxes, here’s how a warming planet could affect your pocket. Rising travel insurance costs Insurance premiums are likely to rise as the risks caused by extreme weather events also grow, not just because of costs … [Read more...] about How climate change is affecting your finances